Payments processing with TRAVIC-Payments-as-a-Service – end-to-end, highly performant, economical and future-proof

With TRAVIC-Payments-as-a-Service, PPI offers a powerful, scalable and secure platform for the operation of your payments. Financial institutions benefit from a modular solution based on PPI's TRAVIC suite, which enables smooth integration into existing systems. Our service model supports all pan-European payments end-to-end. Whether for HVP, CBP, SEPA or instant payments – our service guarantees the highest compliance standards. Based on the core payments processing, you decide which modules from the customer channel to the interbank gateway are integrated into TRAVIC-Payments-as-a-Service. The solution is optimised for regulatory requirements such as PSD3 and SEPA instant payments.

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The most efficient payments processing: TRAVIC-Instant-Payments-as-a-Service

Overview of the TRAVIC product suite for payments
Overview of the TRAVIC product suite for payments
TRAVIC-Payments-as-a-Service utilizes cutting-edge technology and flexible interfaces to enable seamless payment processing in a secure and efficient manner.

With TRAVIC-Payments-as-a-Service, PPI enables financial institutions to process payments efficiently, securely and with a high degree of automation. Benefit from a modern platform for European payments, which our customers can use to process even individual payments such as high-value payments or cross-border remittances via 97% STP without manual intervention.
The solution offers a seamless connection to your back end, your clearing gateways and your payment channels. Thanks to a modular structure, banks can pick exactly the functions they need – from customer communication to interbank communication and, of course, the core payments processing itself.

Master regulatory requirements with ease

Advancing digitalisation and new legal requirements such as PSD3, ISO 20022 and SEPA instant payments require innovative solutions. TRAVIC-Payments-as-a-Service helps banks meet these requirements in a resource-efficient manner. The standardised APIs enables easy connection to third-party systems, while integrated security mechanisms guarantee the highest compliance standards. Financial institutions can concentrate on their core business while PPI takes care of the technical implementation – an excellent solution!

What advantages does TRAVIC-Instant-Payments-as-a-Service offer?

Due to its scalable architecture, the solution is ideal for both small and large institutions. The various payments procedures (SEPA instant payments, SEPA credit transfers and direct debits, high-value payments via TARGET2 or EBA EURO 1 as well as cross-border payments) are supported on a hybrid platform and can therefore be integrated particularly efficiently into your bank systems. All relevant regulatory requirements such as PSD3 and ISO 20022 are met. Outsourcing options significantly reduce IT costs, and future-proof technology with cloud integration and Kubernetes support ensures long-term efficiency and security.

The advantages of TRAVIC-Payments-as-a-Service
The advantages of TRAVIC-Payments-as-a-Service
The advantages of TRAVIC-Payments-as-a-Service

Can we assist you?

Thomas Riedel

Thomas Riedel

Director Product Management

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Hubertus von Poser

Dr. Hubertus von Poser

Member of the Management Board

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