TRAVIC-Payment-Client-API is suitable for fin-techs and financial institutions acting in the role of a third-party service provider (TPP) wanting to offer their customers additional services enriched by account information (AIS) or payment initiation services (PIS). With TRAVIC-Payment-Client-API, you can focus on connecting a single API which provides access to both PSD2 regulated and not regulated accounts at almost all financial institutions in Germany and Austria by using their XS2A and FinTS interfaces. Furthermore you don't have to worry about changes in the access channels of the financial institutions. PPI takes care of this and you save valuable time.
An example of such a service would be a financial portal for bank customers with a 360-degree view. Users can not only view their accounts at the financial institution operating the portal, but also their accounts at other financial institutions where they are also customers. Insurance companies can also use the library to offer their customers added value. With TRAVIC-Payment-Client-API, financial or insurance products could be recommended based on the transactions of all accounts of a customer.
Do you have neither the desire nor the time to deal with the specifics of various communication protocols, but would still like to offer your corporate customers better, multi-bank capable services? We can show you how it's done – just get in touch with us!
For the simple integration of online banking procedures in mobile devices via the FinTS standard: TRAVIC-FinTS-API-Mobile.
If your corporate customers also want to book while on the move, the corporate banking app helps in the EBICS environment: TRAVIC-EBICS-Mobile.
For simple integration of the EBICS communication protocol in e-banking and payments applications or platforms with banking function: TRAVIC-EBICS-API.
The universal solution for fast and secure exchange of payments data via EBICS or other files via file transfer: TRAVIC-Link.