Optimal payments systems are also a question of architecture

Secure and efficient payments systems are of crucial importance for a functioning financial system. Steadily growing requirements due to new technological standards, increasing regulatory demands and progressive transition from pure batch processing to real-time processing are constantly adding to the complexity of the IT landscapes. When setting up new systems or expanding the functionalities of existing IT, special emphasis should be placed on a modern and efficient IT architecture.

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Six fields of action for the ideal payments system IT architecture
Six fields of action for the ideal payments system IT architecture
Fields of action on the way to a suitable payments system architecture

PPI supports financial institutions in the analysis of payments systems and processes, including integration into the existing IT landscape, whether in classic payments, card-based payments or e-commerce.

PPI's experts rely on:

  • Consistent definition of system boundaries based on business aspects
  • Conception of business interfaces according to the API-first approach
  • Detailed analysis of existing payments systems and the underlying infrastructure
  • Architecture selection to match the existing IT landscape
  • Implementation of payments processes individually tailored to the existing IT system