Instant payments are mainly used in mass payments. With billions in transaction volumes every business day, this is a particularly important area of activity for payment service providers. The providers must deal with ever-increasing customer demands regarding functionality, security, data quality and transaction processing. At the same time, an eye for difficult and serious fields such as fraud detection and embargo checks must not be lacking.
Thus solutions beyond the desktop application for online banking have become indispensable; access to one's own accounts must be possible at any time and from any location. Providers are responding to this with appropriate software, special portals or banking apps.
