Payments

Wholesale Central Bank Digital Currency (wCBDC) could revolutionise international payments. Why is it crucial for banks in particular to have a say in …

The new verification of payee requirement is fundamentally changing payment transactions. From October 2025, banks will have to check whether the …

The new Instant Payments Regulation, which will come into full effect in October 2025, requires not only the receipt but also the sending of real-time …

Request to Pay (RTP) was introduced in 2021 as a new SEPA messaging format. However, widespread implementation has only begun to take shape recently. …

The upcoming European Instant Payments Regulation requires banks to be able to receive instant payments by the end of 2024 and send them by Q3 2025. …

In less than seven months, the next major deadline of the EU Instant Payments Regulation (IPR) will arrive. Since January 2025, passive reachability …

Wholesale central bank digital currencies (wholesale CBDCs or wCBDCs) are one of the most interesting trends in payment transactions. We examine …

The introduction of ISO 20022 has already reshaped payments infrastructures globally. Yet, as the coexistence phase draws to a close by 2025, the …